Before you take the bait of a low-ball price for a home remodeling project, make sure that you are working with a state licensed contractor, or that low price could turn into a financial nightmare. The potential of ending up with shoddy work, painfully long projects, increased costs from the original quote, and inferior materials, homeowners hiring unlicensed contractors to open themselves up to incredible risk, liability and financial headaches.
When getting recommendations from friends and family for contractors, you may come across one that is unlicensed. A bid from an unlicensed contractor may be much lower than those from licensed contractors promising to do the same work. It may sound appealing to save money if you can still get great workmanship, but this is where many consumers fall into the trap. Hiring the cheapest contractor may cost you more in the long run.
Finding the Right Contractor
– Provide a written quote for the price of the work they will be doing.
– Provide references to completed projects, and proof of current liability insurance.
– Are licensed for work in your locality
– They will obtain the necessary permits and application for inspection
– They will provide the signed certificate of inspection upon completion
After selecting a contractor, and when drawing up the contract, be sure to include detailed information on project specifics. Include such things as start and finish dates, specifications of fixtures and materials, and a detailed payment plan. It is normal for the contractor to ask for 10 to 33% of the project cost in advance.
The Inspection Process
It is important to meet with all other contractors when planning and scheduling work, to ensure the project progresses smoothly.
Be careful in choosing unlicensed contractors, they offer lower quotes because they do not pay a licensing fee, or obtain a bond to protect their work, and in many cases, don’t purchase liability or workers compensation insurance. Without these expenses, the unlicensed contractor can offer a lower rate.
For more information hiring a contractor, please call the Gillespie Handyman Services or visit www.gillespiehandyman.com.
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